CUFS/Calculators

Should I buy or rent?

This calculator will estimate whether having a mortgage or renting will benefit you in the long term. It will also give you an estimated mortgage loan amount that you can afford. In order to obtain the estimation, you will need to know the expected rate of return on long term investments, the expected long term inflation rate, and the expected long term tax rate.

How much you want to spend each month
Down Payment (invested if renting)
Annual mortgage Interest rate(%)
Number of years of loan
Expected long term investment rate of return(%)
Expected long term inflation rate(%)
Expected long term Tax rate(%)

Rent or Buy - A Scenario

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Disclaimer: Simply fill in the worksheets as shown and work the calculations from top to bottom of each chart. The information provided is for illustrative purposes only. Cufs makes no representations or warranties regarding the accuracy of the information provided by these calculators. Any warranties or representations expressed or implied are hereby disclaimed in their entirety.

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