Mortgage Rates: 05/15/2008

Type of Loan Rate APR Est Pymt*
30 Yr Fixed - Purchase 6.125 % 6.234 % 6.08
30 Yr Fixed - Refinance 6.375 % 6.488 % 6.24
20 Yr Fixed - Purchase 6.125 % 6.269 % 7.24
20 Yr Fixed - Refinance 6.375 % 6.521 % 7.38
15 Yr Fixed - Purchase 5.625 % 5.803 % 8.24
15 Yr Fixed - Refinance 5.875 % 6.055 % 8.37
10 Yr Fixed - Purchase 5.625 % 5.877 % 10.91
10 Yr Fixed - Refinance 5.875 % 6.129 % 11.04
    %   %  
3% Down Payment 6.375 % 7.182 % 6.24
1st time Homebuyer - 3% Down 6.50 % 7.066 % 6.32
% %
Other Loan Programs Available: % %
Adjustable Rates % %
Jumbo Loans % %
40 Year Terms % %
Interst Only Loans % %
Reverse Mortgages % %
* Estimated Monthly Payment per $1,000.00 borrowed.

 
Rates and APRs shown are for Loan amounts between $125,000 - $417,000.
Also based on owner-occupied; single-family dwellings; 80%loan-to-value; an escrow account established; and include a 30-day interest rate lock-in period.

The APR is calculated using middle credit score of 680 and above. APR may vary for lower credit scores.



Adjustable Rate Mortgage (ARM) Loans - The APR may increase after consummation of the loan.

  • Rates are subject to change without notice.
  • Cash-Out Refinances may incur a fee.
  • Interest rate may vary depending on individual's credit history and underwriting factors.





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We do business in Accordance with the Federal Fair Housing
Law and the Equal Credit Opportunity Act.