CUFS
Why a Credit Union Mortgage? Mortgage Options Rates PREQUALIFY Rates Ratewatch Closing Costs

Interest Rates as of July 29, 2016

CONVENTIONAL LOANS

 
Purchase & Refinance
Rate
APR*
Payment
30 Year Fixed
3.50%
3.652%
$673.57
20 Year Fixed
3.375%
3.587%
$860.34
15 Year Fixed
2.875%
3.145%
$1,026.88
10 Year Fixed
2.875%
3.267%
$1,439.77

*Rates & APR quoted above for Owner-Occupied; 740+ credit scores; $150,000 loan; 75%ltv.
Loan-to-values above 75% may have a different rate & APR. Max loan amount: $417,000.

ARM loans like you've never seen before! Applies to Jumbo Mortgages too!

*Rate only changes every 5, 7 or 10 years until loan is paid off
*NO PMI (Private Mortgage Insurance)
*NO GA Intangible Tax
*Choose your loan term - up to 30 years

Purchase & Refinance
Rate
APR*
Payment
5/5 ARM (up to 80%ltv)
3.25%
3.803%
$652.81
5/5 ARM (80.01% - 90%ltv) 3.50% 3.893% $673.57

Max rate increase every 5 years: 2%; Max rate life of loan: 6.95%

7/7 ARM (up to 80%ltv)
3.75%
4.360%
$694.68
7/7 ARM (80.01% - 90%ltv) 4.00% 4.480% $716.13
Max rate increase every 7 years: 2%; Max rate life of loan: 6.95%

10/10 ARM (up to 80%ltv)
4.00%
4.575%
$716.13
10/10 ARM (80.01% - 90%ltv) 4.25% 4.731% $787.91
Max rate increase every 10 years: 2%; Max rate life of loan: 6.95%

*Rates & APR quoted above are Owner-Occupied Residences, 680+ credit scores; $150,000 loan

*Must meet program guidelines

FHA LOANS

Purchase & Refinance
Rate
APR*
Payment
30 Year Fixed
3.125%
4.222%
$634.83
15 Year Fixed
2.75%
3.856%
$1,035.75

*Rates & APR quoted above for Owner-Occupied; 620 credit score; $150,000 loan; 96.5% ltv
Min 620 credit score; Max loan amount: $346,250. (May be lower for certain counties)
Purchases: 3.5% down payment; Refinances: 97.75%ltv Rate/Term; 80%ltv Cash-out

JUMBO LOANS

Purchase & Refinance
Rate
APR*
Payment
30 Year Fixed
4.00%
4.017%
$4,794.15
15 Year Fixed
3.50%
3.520%
$7,148.83

*Rates & APR quoted above for Owner-Occupied; 740+ credit scores; $1,000,000 loan; 75% ltv. Loan-to-Value above 75% may have a different rate & APR.

*Interest rates may vary depending on credit worth loan-to-value, occupancy, loan type, and loan term. Displayed are the current lowest available rates.

Your actual rate and/or points may be different, as many factors go into providing you with a mortgage loan.

Rates and APRs posted are subject to change without notice.

Please contact a Loan Officer to discuss by calling (678) 658-4466 or (800) 503-6855.