Government Loans (FHA) |
Rate |
APR* |
Est. Payment** |
| 30-Year Fixed Rate |
3.75% |
4.621% |
$4.70 |
| 15-Year Fixed Rate |
3.50% |
4.058% |
$7.40 |
| |
|
|
|
- No Origination Fee
- The minimum down payment required is 3.5% of the Sales Price.
- The maximum loan amount is 97.75% LTV (Loan to Value) for refinanced mortgage loans.
- The maximum loan amount is $320,850. (In some counties in Georgia the maximum loan amount may be lower.)
- Minimum Credit Score of 640
|
Conventional Loans |
Rate |
APR* |
Est. Payment** |
| 30-Year Fixed Rate/Purchase |
3.75% |
3.944% |
$4.63 |
| 20-Year Fixed Rate/Purchase |
3.75% |
4.020% |
$5.93 |
| 15-Year Fixed Rate/Purchase |
3.00% |
3.338% |
$6.91 |
| 10-Year Fixed Rate/Purchase |
3.00% |
3.490% |
$9.66 |
30-Year Fixed Rate/Refinance
(No Cash Out) |
3.75% |
3.944% |
$4.63 |
20-Year Fixed Rate/Refinance
(No Cash Out) |
3.75% |
4.020% |
$5.93 |
15-Year Fixed Rate/Refinance
(No Cash Out) |
3.00% |
3.338% |
$6.91 |
10-Year Fixed Rate/Refinance
(No Cash Out) |
3.00% |
3.338% |
$9.66 |
30-Year Fixed Rate/Refinance
(With Cash Out) |
3.875% |
4.070% |
$4.70 |
20-Year Fixed Rate/Refinance
(With Cash Out) |
3.875% |
4.146% |
$5.99 |
15-Year Fixed Rate/Refinance
(With Cash Out) |
|
3.465% |
$6.97 |
10-Year Fixed Rate/Refinance
(With Cash Out) |
|
3.617% |
$9.71 |
| |
|
|
|
- The minimum down payment is 5% of the Sale Price.
- The maximum loan amount is 80% to 95% LTV depending on transaction type.
- Rates and APRs* shown are for loan amounts from $125,000 to $417,000 and are based on owner-occupied, single-family dwellings with an escrow account established. They include a 30-day interest rate lock-in period.
- The APR* is calculated using a credit score of 740 and above. The APR* may vary for lower credit scores.
- Interest rates may vary depending on the individual's credit history and underwriting factors.
*APR = Annual Percentage Rate. Rates are subject to change without notice.
**The amount shown can be used to estimate the Monthly Payment per $1,000 borrowed.
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