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About Us

Welcome to Credit Union Financial Services - CUFS - the mortgage company for Credit Union Members!

CUFS was formed in 1993 and is currently owned by 4 Georgia credit unions. These credit unions joined together to provide mortgage services for members who were seeking affordable and trustworthy mortgage products. They wanted a mortgage CUSO that had members' best interest in mind when securing a Home Mortgage and at the same time, considered the best fit for members' financial goals and their future financial security.

Our Licensed Loan Originators & Servicer:

Debra Sibley, Loan Originator
NMLS License #713302
GRMA License #46220
678-658-4476 Direct

David Gowen, Loan Originator
NMLS License #160948
GRMA License #32604

Jim Dymek, Sales Manager
NMLS License #437934
GRMA License #59850

Michelle Baskett, Servicer
NMLS License #787995
GRMA License #33044

The following credit unions are owners of CUFS and each of these Credit Unions' CEO's holds a seat on the Board of Directors of Credit Union Financial Services:

Excel Federal Credit Union
GEMC Federal Credit Union
Peach State Federal Credit Union
Members First Credit Union

CUFS has closed over $2.1 billion in mortgage loans since 1993 and continues to be the mortgage lender of choice for more than 24 credit unions.

Benefits of Using CUFS for Your Home Loan Needs:

  • Lower closing costs than at banks and mortgage companies.
  • Loan officers are not paid commissions.
  • Private Mortgage Insurance is discounted for credit union members.
  • Personal attention to each member's financial goals and future financial stability.
  • Approved Seller/Servicer with Freddie Mac (Federal Home Loan Mortgage Corporation).
  • We also offer a wide range of mortgage products including fixed and adjustable rate loans, Second Home Mortgages, and Investment Property Loans for both purchase and refinancing.